Car Leasing in Australia

Car leasing in Australia is a genuine option that can be considered by businesses. Leasing arrangement can offer advantages over regular commercial car loans.

For personal car leases you have several options available to you look upon leasing as an alternative means of owning your own car. Take a novated car lease, for example.

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Novated Car Leasing

A novated car lease is essentially an agreement between you, your employer and your car finance company, and can be covered by used or. You have to be in employment for this, and also have the agreement of your employer.

Although your employer is involved in the agreement, the responsibility for the car leasing repayment lies with you as the buyer, even if you decide to quit your job. In such an eventuality you can't just leave the car on your employer's doorstep because the repayment agreement is between you and the lender; your employer is not responsible for any repayments.

A employer may offer employees novated car leasing arrangements as an incentive to remain committed to the company, and many government bodies may also offer such deals for employees. The advantages of this type of car lease in Australia include a wide range of cars from which to choose, and you also have the opportunity to purchase a car that would normally be way beyond your price range. You can also maintain the payments yourself if you leave the company.

Fully Maintained Car Lease

A fully maintained leasing agreement is where the lease payment includes some or all of the running costs of the car. It is possible to include tyres, and even the fuel, in this type of agreement. Many companies prefer this form of leasing because they have no further costs involved in running the car and have one payment for all each month.